My wife and I were business partners till shutting it down end of third quarter of this year. I have been paying the Irmaa upcharge the last few years. We will have no significant income in 2019 beside S.S and my RMD. Will I still have to pay the upcharge based on our peak income in 2017 even though our income will be well below the Irmaa threshold. Paying it for both of us is depressing with just our retirement income .
Thanks for any ideas.
