FYI: Jennifer and David Buckwald, who live in Colts Neck, N.J., struggled with how to impart their financial values to their two children.
Both wanted to ensure that their children, ages 14 and 12, were motivated to succeed in their own right. Mr. Buckwald, in particular, was concerned that their children would think that the affluent town where they live, an area of horses and golf clubs, was reflective of the wider world.
Regards,
Ted
https://www.nytimes.com/2018/11/16/your-money/teach-kids-about-money.html