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Paul Merriman: Target-Date Funds Aren’t Enough

FYI: Add a booster to your target-date fund.

Building on two recent articles, I’m now ready to propose a lifelong, low-cost investment strategy that I believe is likely to produce superior long-term returns without much attention from you.

This strategy has two building blocks. First is a target-date retirement fund chosen to approximate the year in which you expect to retire. Second is a “booster” equity fund to provide an increase in your long-term return.
Regards,
Ted
https://www.marketwatch.com/story/this-investment-strategy-will-produce-better-results-with-little-risk-2018-10-25/print
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