FYI: ETFs may show up in small-sized plans, or if a plan allows a brokerage account, but when it comes to midsize and large plans, ETFs are largely absent. This discrepancy is really a tale of two types of plan sponsors: larger plans and smaller plans that can’t get the institutional pricing offered to larger plans. It’s also a tale of how plans process investments, whether they use new record-keeping technology that makes it easier to use ETFs, or if they still use legacy products.
Regards,
Ted
https://www.etf.com/publications/etfr/etfs-still-missing-401ks?nopaging=1
