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FYI: (Do you think some days fund firms would pay us to own their ETF's ? Na!) In the half year through June 30, 2018, three U.S. ETF issuers—BlackRock, Vanguard and Charles Schwab—captured 81% of all net U.S. ETF inflows. These three firms’ asset-weighted average ETF expense ratio was a mere 0.16% Regards, Ted http://www.etf.com/sections/features-and-news/etf-fee-compression-snapshot?nopaging=1