https://www.reuters.com/article/us-money-retirement-women/your-money-women-who-retire-early-can-miss-out-idUSKBN1HQ28XArticle also contains one more vote for not taking early SS:
When it comes to making hard decisions when the money is gone, Ringer suggests anything else but starting pensions and Social Security early. “Hold off, even if it means drawing down other accounts first,” he said. With Social Security, claiming at any age prior to 70 chips away at benefits. Many private pensions also have age triggers.-
(Note: I replaced
“A shot of humor (90 proof)” with this investment related thread after deliberation.)