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FYI How does a fund earn a Morningstar Analyst Rating of Gold? It isn't easy. The fund has to rate highly on nearly all five Pillars: People, Process, Price, Parent, and Performance. The road to earning a Gold rating usually lacks the obvious trigger of funds that we downgrade. Manager changes rarely lead to upgrades. Regards, Ted http://www.morningstar.com/articles/860680/from-good-to-gold.html
