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FYI: "If only everyone had access to a Thrift Savings Plan!"
I've made that comment when we've discussed the "ideal" retirement plan system in the U.S.--one that would address the fact that many workers don't have access to employer-provided retirement plans as well as the problem that many small employers field plans that are costly and subpar. Regards, Ted http://www.morningstar.com/articles/850268/tsp-is-near-ideal-but-faults-remain.print.html