FYI: A basic rule of life is to avoid being a guinea pig in other people’s experiments. This is an inviolable rule of technology: consumers should always leave 1.0 of anything to the early adopters. All car fanatics know that any brand-new vehicle model will come with bugs, quirks and design issues that tend to get corrected in the second year of production. And anytime finance creates a new product -- from CDOs to ETNs to ICOs -- smart investors know to give these novel trading vehicles a wide berth until proven safe and effective in a variety of market and economic conditions.
Regards,
Ted
https://www.bloomberg.com/view/articles/2018-02-08/5-rules-to-help-avoid-investing-disaster