Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
FYI: IN COLLEGE, I WAS THE KID who swore he would never get married and never have children. A year later, I was engaged. Two years later, I was married. Three years later, I had a newborn.