Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Often people think that if SS reduces their checks because they're working, they're being penalized for that work. They're not - the benefits are just deferred, as stated in the final paragraph:
Benefits lost to excess earnings are not gone forever. Once you reach full retirement age, your monthly benefit will increase to account for those months in which benefits were withheld.
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