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Are you Growing Your Investments Like A Bush or a Tree?

beebee
edited December 2017 in Off-Topic
Hopefully both, a bush and a tree...a bush for income to live on and a tree for capital appreciation.

wealth-limits-diversification-too-soon-concentration-redwood-bush-pear-tree/

Comments

  • beebee
    edited December 2017
    Comment section is as valuable as the article...maybe more.
    This brings to mind Ashvin Chhabra's book The Aspirational Investor. He makes a similar suggestion. Divide into three buckets: safety, core, Aspirational.
    Maybe your article should be read as career advice. Bushes get normal jobs and diversify investments. Sequoia's take real risk, almost never lose focus and if they make it, may achieve phenomenal growth. The least long lived career is a Pear tree trying to do both - work a job and launch a sequoia, ultimately doing neither particularly well.
    (for most young investors) it is less risky to diversify when young, study and hone your investment skills, and then concentrate your assets later.
    I would (suggest) a diversified portfolio of redwood, oak, pecan, and cherry trees than a portfolio of just redwoods. Further, I think an advisor might be able to show that investing in that portfolio will better provide for long term needs than investing in onions, blackberries, and daisies.
  • Anything branchy and headed to the sky. But never a branchy weeping willow.
  • beebee
    edited December 2017
    Yeah @Anna... Willows also have shallow, bumpy roots that are nasty on the lawn mower...and then there's the Catalpa with its overactive suckers and Pod production. Kinda like credit card offers.
  • edited December 2017
    Much better now than under Bush.

    “When George W. Bush took office on Jan. 20, 2001, the S&P 500 stock market index stood at $1,342.54. The day he left office, it was $805.22, a drop of 40 percent.” http://www.bushtoll.com/
  • the housing and credit crises cannot be blamed altogether on him or indeed anything he did
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