FYI: We in the finance community spend a lot of our time discussing market-related commentary but probably don’t spend enough time talking about personal finance, which is much more important for most people. I love working through these types of situations because it gets to the heart of personal finance and goes beyond your typical investment analysis.
Regards,
Ted
http://awealthofcommonsense.com/2017/11/rebalancing-your-personal-balance-sheet/