Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
FYI: It's that time of the year again: Temperatures are dropping across the country and meteorologists are releasing their forecasts for the coming winter. In a matter of weeks, Americans will be turning up their thermostats.
