FYI: When I was in college, I often burned the midnight oil, staying up late to write an essay or cram for an exam. I was born to procrastinate.
Sometimes, I imagine going back in time. I did some dumb things in college–things I would like to set right. You might think improving time management would be on my list of things to fix. But I’m not sure. After all, I still passed those exams, finished those essays, and earned the same degree as my more responsible peers.
Perhaps you can relate. After all, many of us procrastinate. But when it comes to saving for retirement, procrastinating is crazy. Early birds don’t just get the worm. They get five star buffets for almost zero effort.
Regards,
Ted
https://assetbuilder.com/knowledge-center/articles/procrastinating-is-crazy-if-youre-saving-for-retirement
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