Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
FYI: Four years ago, in a blog conversation with finance writer Helaine Olen, I joked that the best financial advice for most people is available for free in the library and would fit on an index card.