FYI: Q. I am a long-time index fund investor. My question is: If you are adding to a total bond fund position, is now a good time? Or should an investor wait until interest rates go up?
I am sure many investors are giving this question consideration. ---J.P., by email
A. If you are a Couch Potato investor, who is someone brave enough to admit that he or she doesn’t have a clue about the future, you use new money in a way that rebalances your portfolio back to the asset allocation you originally chose. If you make any other choice, you are pretending that you know the future. Remember, it’s constancy, not timing, that beats markets.
Regards,
Ted
https://assetbuilder.com/knowledge-center/articles/constancy-not-timing-beats-markets
