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FYI: Have you looked at your 401(k) lately? Many are convinced the best thing to do with a retirement plan is not to fiddle with it. It’s good to ignore short-term volatility and focus on long-term goals. But you shouldn’t ignore your account entirely. Regards, Ted http://www.wsj.com/articles/its-time-for-your-401-k-s-annual-physical-1478488440