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FYI: In September, Morningstar manager research analysts downgraded the Morningstar Analyst Ratings of five funds, upgraded four funds, moved one rating to under review, and assigned new ratings to 38 funds. Highlights of the ratings activity can be found below as well as a full list of ratings activity for the month. Regards, Ted http://news.morningstar.com/articlenet/article.aspx?id=773359