FYI: There's a lot to like about employer-sponsored retirement plans such as the 401(k).
They're convenient (funded by automatic payroll deduction) and offer tax savings (contributions lower a participant's taxable income, and investments grow tax-free), and many companies sweeten the deal by pitching in their own money to encourage employees to save.
But even this most valuable of company perks can be ruined by high retirement-plan fees and crummy investment choices.
Regards,
Ted
http://www.philly.com/philly/business/20160925_How_to_tell_if_your_401_k__is_a_dud.html
