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Ben Carlson: What's The Right Asset Allocation For Young Investors
FYI: A reader asks: I have a 36-year-old friend whose IRA—her only retirement savings—has about a 5% allocation to bonds, and a 95% allocation to equities. I’ve suggested that at her age, it’s time to double her bond allocation to 10%. Her husband (29 years old) disagrees, saying she has a long-enough horizon to stay nearly fully invested in stocks.
