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FYI: Economist George Akerlof has spent much of his celebrated career thinking about how trickery and deceit affect markets. His most famous insight, which won him the 2001 Nobel Prize in economics, is that when buyers and sellers have different information, lack of trust can cause markets to break down. Regards, Ted http://www.bloomberg.com/view/articles/2016-07-12/the-profit-motive-behind-financial-complexity