FYI: The average public sector 403(b) plan is an unmitigated disaster. If anyone doubts this, they have simply not been paying attention.
When I came across “How 403(b) Plans Can Inform 401(k) Plans,” written by Tim Walsh, a managing director of TIAA-CREF, I almost choked on my reheated panini. In the words of my friend Scott Dauenhauer, “This article is TIAA promoting their own book of business and, even worse, there is no nuance.”
Regards,
Ted
http://tonyisola.com/2016/06/dont-ask-your-barber-if-you-need-a-haircut/