FYI:
Your lifecycle fund with its tapering equity allocation may be injurious to your wealth.
Lifecycle, or target-date funds, which are typically designed to hold less and less equities as a saver reaches and then enjoys retirement, have been a financial phenomenon in recent years. Assets held in U.S. target-date funds have increased more than six-fold in the past decade, according to Morningstar data, reaching $763 billion
Regards,
Ted
http://www.reuters.com/article/us-markets-saft-idUSKCN0XO2OI
