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FYI: (This is a follow-up article) Vanguard Group has grown to $3.4 trillion in assets by dominating sales of low-cost index mutual funds, the ultimate do-it-yourself investments. Now it’s seized an early lead in a new business: inexpensive financial advice Regards, Ted http://www.bloomberg.com/news/articles/2016-03-24/the-vanguard-cyborg-takeover
