FYI: Not all investors are interested in riding the volatile ebbs and flows of the market just to fund their need for a modest income stream. If anything, aggressive growth investors have it easy, since an entire portfolio can be constructed in a matter of minutes by scanning headlines and buying the hottest go-go momentum stocks or sectors. Yet retirement income investors face different challenges. As a result, cobbling together a conservative, diversified and balanced portfolio that lives up to its name can be more difficult than most plan for. Seeking low volatility and preservation of invested capital usually equates to an underperforming mix of uninspiring assets, but it doesn’t have to. In fact, there are many effective strategies that retirement investors can utilize to fill their income gap.
Regards,
Ted
http://www.investopedia.com/articles/investing/091214/generating-income-retirement-using-etfs.asp?rp=y&partner=YahooSA
