FYI: In 2015, a diversified investment portfolio didn’t really protect you from the market’s gut-wrenching volatility.
There’s a good chance that 2016 will be a repeat, this time with bond funds suffering through a rising-rate environment, stocks struggling against volatility, emerging and international markets offering little help, and cash and money markets offering only near-zero returns.
As a result, the new year again has investors wondering whether diversification — spreading your money into various asset types so that you take on many risks to leave yourself, theoretically, with something always doing well — is still worth the effort.
Regards,
Ted
http://www.marketwatch.com/story/this-time-tested-strategy-takes-investing-risk-head-on-2016-01-06/print
