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FYI: Here are a few exchange-traded funds that cover that spectrum. MarketWatch asked several investing experts to pick three ETFs each for the new year—funds that they expect will outperform, serve long-term investors well, or that are at least worth keeping an eye on. Regards, Ted http://www.marketwatch.com/story/11-etfs-that-could-make-your-new-year-2015-12-23/print