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FYI: Home ownership is the backbone of retirement. We pay that mortgage every month for 30 years. The goal is to live in a home we own free and clear. We want to do this as soon as we can, but most people set a deadline of having no mortgage when they retire.. It reduces overhead. It offers security when we need it most. Regards, Ted https://assetbuilder.com/knowledge-center/articles/the-second-wind-of-home-ownership