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FYI: In 2011, as I was putting the finishing touches on my book The Most Important Thing, I was fortunate to have one of my occasional lunches with Charlie Munger. As it ended and I got up to go, he said something about investing that I keep going back to: “It’s not supposed to be easy. Anyone who finds it easy is stupid.” Regards, Ted http://news.morningstar.com/articlenet/SubmissionsArticle.aspx?submissionid=212896.xml