FYI: After years of procrastinating, I logged on to my retirement account. Just working my way through the rigmarole of retrieving lost passwords and locating my investments was bad enough. But once I started to examine my portfolio, I began to feel anxious. Some of my money was in mutual funds, but I had no sense of how I chose them. And the rest of my money was in cash, earning virtually nothing; how had I let it sit there for so long? With trepidation, I began flicking through screen after screen of investment choices, each one filled with a seemingly endless stream of jargon.
Regards,
Ted
http://www.nytimes.com/2015/07/12/upshot/investing-in-the-dark-the-biggest-cost-of-fear-is-paralysis.html?_r=0&abt=0002&abg=1