FYI: There are plenty of tips and tricks to maximizing your retirement benefits, and more than a few are considered "loopholes" that taxpayers have been able to use to circumvent the letter of the law in order to pay less to the government.
But as often happens when too many people make use of such shortcuts, the government may move to close three retirement loopholes that have become increasingly popular as financial advisers have learned how to exploit kinks in the law.
Regards,
Ted
http://www.etf.com/sections/features-and-news/3-retirement-loopholes-seem-likely-close?nopaging=1