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FYI: Though they can't be expected to do so in every period, dividend funds on average have made investors more money than the S&P 500 in the past 15 years. By how much? A $10,000 investment in the average dividend fund on March 31, 2000, would have grown to $24,941 by April 7 this year, according to Morningstar Inc. The same amount invested in the S&P 500 would have increased to $18,481 Regards, Ted http://license.icopyright.net/user/viewFreeUse.act?fuid=MTkyMDMzODk=