FYI: There has been an avalanche of response to return on investment information from 2014. Unfortunately, most people tend to misunderstand or misread the situation.
Individual investors and even some experts have read how the SP500 index outperformed almost everything in the universe in 2014. Their response has been unfortunate, but, all too predictable
Regards,
Ted
http://www.forbes.com/sites/randywarren/2015/03/09/index-fund-folly/print/