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FYI: Europe stocks have outperformed the S&P 500 for much of the past 15 years, but their sharp decline since mid-2014 as the S&P 500 rallied has turned Europe funds into laggards. A stock investment of $10,000 made in the average Europe stock fund on Dec. 31, 1999, would have grown to $16,590 by Jan. 9 this year, according to Morningstar Inc. data. Regards, Ted http://license.icopyright.net/user/viewFreeUse.act?fuid=MTg4NDI0MTE=