FYI: The differences between load funds and no-load funds are disappearing as fewer advisers levy the sales charges that load funds allow them to. Rather, financial advisers are charging clients annual fees based on assets under management. Consequently, you may end up paying the same amount to your adviser no matter which funds you buy. (A similar development is occurring in many 401(k) plans, which are increasingly offering participants load funds without the loads.)
Regards,
Ted
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