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John Waggoner: Ho! Ho! Ho! You should Save More!

FYI: Ho! Ho! Ho! This is Santa. And I've delivered a great big stock market gain to you this year. And the year before. In fact, you've been getting honking big gains in your stocking since 2009. Sorry, you were naughty in 2007 and 2008.
Regards,
Ted
http://www.usatoday.com/story/money/columnist/waggoner/2014/12/26/you-should-save-more/20859471/
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