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FYI: Index funds are one of the markets greatest gifts for the little guy. Once upon a time, you'd have two options: Eat a host of trading fees while trying to amass the number of stocks it would take to create a diversified, bulletproof portfolio, or pay the heads of an actively managed fund exorbitant expenses to do the work for you. Regards, Ted http://investorplace.com/2014/12/10-best-index-funds-2015/print