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FYI: With the clock about to roll past 2014 and into the New Year, time for investors to be looking ahead with regards to their portfolios. That can be a daunting task, however, as difficult to predict exactly what will happen over the progression of a year. Regards, Ted http://investorplace.com/2014/12/5-best-etfs-buy-2015-pall-russ-usmv-vgk-xle/print