Some Ideas:
How To Withdraw Money Sensibly From Your Retirement Portfolio: Part 1
Sep. 30, 2014 11:13 AM ET
http://seekingalpha.com/article/2531445-how-to-withdraw-money-sensibly-from-your-retirement-portfolio-part-1?ifp=0 (article if interested....tb)
Summary
•When harvesting is necessary don’t water the weeds and pull the flowers.
•The true weeds in the portfolio are those whose prices have risen beyond what fundamental value would indicate.
•Keep the flowers that have yet to bloom and pick the ones that already have.
•Measuring performance without simultaneously measuring valuation is a job half done.