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  • msf March 2014
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Fund Firms Say Too-Big-To Fail Designation Hurts Investors

Comments

  • FWIW, I believe the 11 funds that are under consideration as TBTF are:

    SPY - SPDR S&P 500 ETF
    VTSMX - Vanguard Total Stock Market (all share classes combined, as are the others)
    FDRXX - Fidelity Cash Reserves MMF
    PTTRX - PIMCO Total Return
    VINIX - Vanguard Institutional Index
    VFINX - Vanguard 500
    AGTHX - American Funds Growth Fund of America
    AEGPX - American Funds EuroPacific Growth
    VGTSX - Vanguard Total International Stock Index
    FCNTX - Fidelity Contrafund
    VBMFX - Vanguard Total Bond Market Index

    The article says the fund companies are saying that because these are just vanilla funds that don't make extensive use of leverage, they can't be harmful to the financial system in times of stress.

    I thought that the use of leverage and other "esoteric" instruments was precisely the difference PIMCO claimed between PTTRX and its ETF non-clone. Can't have it both ways - these are either similar funds or PTTRX is leveraging.

    See, e.g. this 2009 Bloomberg article about PTTRX: "Such a portfolio [as quantified by M*] would be akin to a leveraged hedge fund's."
    http://www.businessweek.com/magazine/content/09_48/b4157072840757.htm
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