I have Paxlovid box & insert. It is a combo oral and each dose is:
300mg nirmatrelvir (2 x 150mg) - it is the Covid antiviral. It interferes with the process of Covid replication in other cells. So, Paxloid must be started within 5 days on initial infection, or it is ineffective. It doesn't kill Covid virus as such.
100mg ritonavir - it is the old HIV drug that is used here to suppress clearance of the above antiviral. It is this part of Paxlovid that causes interactions with other drugs (for cholesterol, blood pressure, heart, etc) whose clearances in the liver are also delayed. So, those other meds have to be reduced or stopped.
Paxlovid rebound is also a known effect - Covid symptoms may return after 5-day course of Paxlovid and all Covid tests may be positive (Home, Rapid, PCR) as body adjust to Paxlovid withdrawal. This is transient and not serious for the patients but others around better be careful as they can catch Covid.

The one issue I’ve heard with this Paxlovid treatment is the potential for Covid “rebound”, but doctors think it’s still worth taking: https://scientificamerican.com/article/what-is-paxlovid-rebound-and-how-common-is-it/?gclid=Cj0KCQjwteOaBhDuARIsADBqRei0IGh4zpzGQbaVKUkGGQks571s3NkqVwf-x1gzew335VzktlvxJGIaAoA9EALw_wcB

The other issue which he addresses is the price inefficiencies required to build a ladder for less than $500,000
I can't imagine someone with only $100,000 in total retirement savings ( unfortunately there are a lot of Americans in this boat) would find this useful.
Here he is buying two or three bills in some of the rungs. I don't see why you couldn't do every five years for example.

There is still over 400 death daily due to COVID and this is far from over. That is a real good bill that President Biden signed including the booster shots.
Getting anti-viral drug treatment early on makes a big difference to prevent further spread of the virus. The 5-day treatment is required. Initial infliction affect one’s pulmonary system (difficulty breathing), cardiovascular system (blood clot), and central nervous system (loss of taste and smell, brain fog and others). Vaccinated and boosted help to reduce the severity of infection and the likelihood of serious hospitalization. I have lost several friends and some ended up being long haulers. This matter is serious. Please wear your mask, use hand sanitizer, and get your bivalent booster shot.

Paxlovid seems an effective medication. It is by prescription but is free from government or from health insurance. I don't know, how much Pfizer gets paid for it although I read somewhere that it would sell it for $530/box (5-day course) list.
It did cause a very bad taste in the mouth that I searched for and found a less common symptom that it is called Paxlovid-Mouth. Also, every 2-3 hours of sitting up, I get sleep-tired, and I am not even a day napper.
Both my wife and I got it. Bright side is that sort of solves the isolation logistics for now.

Yes, Paxlovid is free to the US consumers, as noted above. But Pfizer is getting paid. I found this NPR report with more details that says (but I didn't read the entire contract) that the US Government got a discount from $530/box (5-day course) for its initial huge order, but is paying $530/box for any incremental orders. As is typical, consumers' insurance may be billed first and it is not covered for ANY reason, the Government picks up the tab.
https://www.npr.org/sections/health-shots/2022/02/01/1075876794/feds-contract-with-pfizer-for-paxlovid-has-some-surprises

Paxlovid should be free...Uncle Joe signed bill 5 months ago... Your provider will Probably ask you to sign life waiver form if you want take that horse poison.. So many issue with that anti-HIV HIGH dose medication. Treatments sometimes worsen than the disease process

Most brokered CDs pay at maturities. But some pays monthly or semiannually.
Also you need to compare yields too to make sure you are comparing apples to apples.
I saw several articles mentioned exactly what @sma3 said above. Brokered CDs are FDIC protected up to $250K per account.

Hope YBB get better soon
Because of possible older than 65 you, may need MAB infusion antibodies if not better (cut off date is 9 days from first symptoms)... If feel better slightly from first day nothing to do. MAB very effective and these wonderful nurses go to your house give treatment if your provider think you qualify
Be careful everyone
Long COVID can kick ass also... I suffer from chronic dizziness more than 9 months now after got it 2x, finally got better 2 months ago
https://medlineplus.gov/postcovidconditionslongcovid.html

@yogibearbull : A speedy recovery to you & others . $530 for treatment sounds cheaper than a day or two in the hospital. Let us know if the cinnamon hots work for you.

BTW...last week, there were 5 YR Brokered CDs from Fidelity with a 5.1% APY.

Question pertaining to Brokered CDs.
It appears to me that when you open a CD at a bank, say 5 year CD, you can choose to receive interest payments periodically, or example monthly or bi annualy depending on the terms of the CD. So you could "pull out" the interest payments and use them for living expenses periodically.
It doesn't appear to me that you can do that with a brokered CD. Can you only draw your interest payments at the end of the CD term? Or is that incorrect?
Thank you
Baseball Fan

Best wishes for a speedy, complete recovery.
I had covid a while ago. No medication. It took me "just" 4-5 days to recover, but about two weeks until I tested negative, and about three weeks before I could function for more than half-days. From what I've read that's not atypical. Hope you do better.
I agree with AndyJ that these days the really scary part is the possibility of long haul. I wish people would take it more seriously.

I've seen things like this suggested before. As the writer points out, there are two concerns.
The first is volatility, which he addresses by purchasing a ladder at time t0 that mature in 1 year, 2 years, 3 years, and so on.
The second concern is that one needs to buy bonds with a positive real rate of return. Right now, at least, that seems to be possible. If bonds had only a zero real return then you'd exhaust them after 25 years (4% inflation adjusted x 25 years = 100%).
Likely one would want to do this with only part of one's portfolio, for two related reasons. One is that there's no upside potential. The thing about a safe withdrawal rate is that it is usually a floor, meaning that in most scenarios one comes out better. Not here. The other is that there's always the possibility of living longer than 30 years. (Well, not always; one might be starting at age 80.)
It would be interesting to compare results with an inflation adjusted annuity. That would address the risk of living "too long". The problem here is that this is a product that may no longer exist.
https://obliviousinvestor.com/inflation-adjusted-annuities-no-longer-available-now-what/
(This column points out the same longevity risk with TIPS and of course inflation risk with nominal annuities.)

Paxlovid seems an effective medication. It is by prescription but is free from government or from health insurance. I don't know, how much Pfizer gets paid for it although I read somewhere that it would sell it for $530/box (5-day course) list.
It did cause a very bad taste in the mouth that I searched for and found a less common symptom that it is called Paxlovid-Mouth. Also, every 2-3 hours of sitting up, I get sleep-tired, and I am not even a day napper.
Both my wife and I got it. Bright side is that sort of solves the isolation logistics for now.

@yogibb, hope you recover quickly. That remind me to get the bivalent booster shot.
I have friends who were in your situation and they recovered fully in a week or so. Make sure you take the 5 days dosage as instructed. Best wishes.

I had planned some transactions for October and I got them done by last week. Some were minor tinkering. One move was higher allocations for multi-asset funds (FMSDX, VPGDX) with money coming from some traditional allocation funds.
This bounce could be for pre-election or the month-end or the UK-political-situation-resolving or just a no-reason bounce.
I am slowed down by Covid and Paxlovid this week.
Charts https://stockcharts.com/h-perf/ui?s=$SPX&compare=$COMPQ,$INDU,$TRAN,IWM&id=p80059377082

Added next Fri mature cash secure put google 95...moore Qqq also

I have 80 year old friends who are 90% equities and are very worried. They are having to seriously reduce expenses of new purchases. Not cutting into food or gas yet, and their house is paid for but he wanted a new boat at $50,000 and he thinks he should hold off.
Even most of the mainstream advisors, before this year, advised "60/40", although there was gradually an increasing tide that recommended cutting equity exposure going into retirement and then slowly adding it back, to avoid having this kinda Bear market arrive in your early retirement

I did not finalize the transaction at my TRP brokerage. Just testing. But I did find out that for NON-TRP funds, there is a $5k MINIMUM to get in. I just don't have that much today available to trade, so maybe that's why it appeared not to recognize my attempt. It was behaving as if the ticker symbol was not recognized. But we're dealing with MACHINES, as always--- since we put THEM in charge. Oy.

The choice before us — if we’re serious about climate action and animal welfare — is to either significantly change the meat we eat or eat significantly less of it. Should hybrid meat fulfill its promise, we may be able to do both.

meat-animals-beef-food-plant-based