Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Perhaps that page was just changed, but it now reads $1K min. Worth pointing this out to Schwab if they still balk at opening the account for less than $100K.
I did and will do so again, but this time in an email to the rep that I work with.
However…
We are having a problem and would appreciate some thoughts on how best to try to resolve it.
My partner spoke directly with Artisan Partners and I qualify to open a new account and purchase Artisan International Value in my Traditional IRA, so long…
@BaluBalu, I do not. My experience is that they are not the low-cost provider, but they are quite accommodating. For example, my neighbor also has Chubb and while they are not married, Chubb named both on their homeowners' and excess liability polic…
I emailed the agent for more information on our Chubb excess liability policy. She emailed back with a Chubb PDF "Understanding The Cost and Value of Your Personal Excess Liability Policy". She commented that Chubb's excess liability policy acts lik…
Thank you all.
@Mark, Tuesday I will find out but I think that yogibearbull has it right.
@Tarwheel, specifically, what are you confused about with my description of the situation?
Later in the week when I have some time, I am going to try to wor…
I have a 74 year-old neighbor who has stargardt disease
https://en.wikipedia.org/wiki/Stargardt_disease#:~:text=However, perimetry and microperimetry studies,and life expectancy is normal.
and is losing his vision. He barely can log into his Vang…
"Vanguard imho has become unfriendly to the small investor"
Well, that happened a long time ago. Some were just drinking its PR coolaid of "low-cost" and being "owned by shareholders" BS. Of course, VG must have polled its shareholders for their op…
Thanks Observant.
Question for the group, I just purchased an umbrella policy. Do others have this insurance? It isn't that expensive, and it keeps you from losing a bundle in a law suit, for example someone badly hurt on your property or in a car…
I too seem to be grandfathered as I no longer have an account with T. Rowe Price. However, I never had access to the analysts reports and more recently, I have another stripped down version. For example, I used to be to compare multiple funds, which…
As Sven mentioned, you may want to check if your local library provides online access to M* Investing Center.
Fund analyst reports are accessible via Investing Center.
The quant-generated reports are not very useful but reports written by human ana…
VUSXX has virtually the same yield as VMFXX (this has been true for several months), and is mostly state tax exempt.
In a moderate (5%) to high (10%) income tax state, the fund can save 20-40 basis points in taxes (assuming the fund is 80% inves…
Vanguard raises eyebrows in search for new CEO
“Vanguard is an insular place and a tightly run organization,” said Charles Elson, a corporate-governance scholar who teaches a mergers course at University of Pennsylvania’s law school.
Vanguard’s bo…
Possibly I answered my question. VPMCX and VPCCX seem quite similar including both share 6 companies in their top 10 largest holdings (although in a different order).
https://investor.vanguard.com/tools-calculators/etf-fund-comparison-tool?Ticker=v…
@larryB, VPMAX is aggressive growth, or growth with some conviction. So, it may be frustrating at times, but if she can mix it with another LC-growth/blend, it would be fine LT.
@yogibearbull, would it make any sense to mix it with VPCCX, a LC blend…
I need to transfer a small amount of money on a monthly basis from my Citizens Bank checking account to a joint account at TD Bank. Believe it or not, they can't do via ACH and the only way it can be done is for Citizens Bank to send a physical chec…
Morningstar/MORN IPO was in 2005; +47.6% annualized growth since inception. Founder/Chairman Joseph Mansueto is a Chicago-area billionaire. He is in lots of local news - philanthropy, real estate, etc.
People who invested just the annual subscript…
"record amount of charges on credit cards"... yeah, I've been reading that one for over 70 years now...
"food still very expensive."... now that's for damned sure.
Yup. Every week that I shop at Aldi's, another item that I purchase is up in price. …
@WABAC, I am not quite following your thinking regarding your sale of PRBLX. As relates to a 500 index fund, PRBLX has 34% in the M* LCG style box compared to 40% for a VFINX. PRBLX also has a slightly lower beta and SD. Are you also saying that a 5…
@yogibearbull, what is the benefit of using Credit Karma for free credit monitoring, instead of going to annualcreditreport.com and checking your credit report?
@msf, thanks for your post. I will suggest that she go to her local Social Security office. If she is able to get a positive resolution, that could tip the scales.
LOL. You mean like democrats believing the border is secure and fentanyl is not a problem? Yes, that "large percentage".
Do you remember who said this one week before the 2016 election?
The opioid crisis was destroying lives and shattering families…
My friend sat down with HR yesterday and they had no experience with an employee unenrolling from Part A.
However, they told her that if she is interested in an HSA that she would need to change healthcare plans. With her current plan, approximatel…
Color me skeptical about being able to disenroll from Part A. The referenced page is not authoritative and was shown to be imprecise (re: Part C premiums). To offer another non-authoritative page, here's an AARP page. It says that one cannot …
@yogibearbull, for some reason, I am under the impression that her employer only allows "enrollment" once per year in January. Hopefully, I am wrong.
As davidsherman said "HSA is superior to IRA and Roth IRA". This seems to be the case because unl…
HSA annual contribution limits are (single/family):
2023 $3,850/7,750
2024 $4,150/8,300
There is also additional $1,000 catchup for 55+.
https://www.fidelity.com/learning-center/smart-money/hsa-contribution-limits
She is single and would be able t…
@Mona, yes, HSA contributions are not allowed while on Medicare.
Employers may now require Medicare signup for eligible employees. Mine kicked me out of the group plan as soon as I became Medicare eligible (as a retiree).
One huge benefit of HSAs…
@yogibearbull, she is still employed (she figures at least two more years) and her employer does not require her to sign up for Medicare. She signed up for Medicare Part A when she turned 65 to get it out of the way and because it was free, not thin…
@bee
Thanks for the link.
"Stopping Medicare to Reclaim HSA Eligibility
If you signed up for Medicare Part A and now want to decline it, you can do so by contacting the Social Security Administration. Assuming you have not begun receiving Socia…
I have a friend who turned 66 in May, her employer's health insurance plan is an HSA-eligible plan, and she is looking to contribute. However, when she turned 65, she signed up for Medicare Part A.
My understanding is that can't participate in Me…
I'm OK with "only" 5.2% using SCOXX(Treasury) which has a guarantee for no locks. I stopped using SNOXX in 2022, and I'm not coming back anytime soon.
This allows me to trade anytime with ease and flexibility.
Another 0.1-0.2% for 6 months isn't wor…
Just looked at Yahoo portfolio. While they say yo can import a .csv file, I couldn't get it to work.
They also will be happy to download your portfolio from your broker if you give them the PW etc.
They use Yodelee which has been around a long tim…
