Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@hank You noted: that the real heat in the economy is coming from aging seniors - especially boomers - who are spending down assets accumulated over a lifetime of saving and investing.
One may suppose that the 'boomers' who are healthy enough to 's…
The graphic is set for the 5 days ending May 17, Friday; for the best to worst % returns in select etf categories. One may then also select the one month column to align the one month return best to worst; or for the other listed time frame columns.…
@larryB OMG on me !!! Yes, The Peter Principle. I was writing an email to another about the world of business management in the way back days and had a copy/paste set that found its way into my post.
Thank you for your keen eye. I've adjusted my …
@Crash You noted: Remember when dents could be hammered out and sanded smooth again? Check out the solidity of a 1958 DeSoto vs. a compact 2023 Suzuki sedan.
Note: dents can still be 'worked' out, just adjust for inflation.
Generally, we're talkin…
@hank noted: 'for many driving a high-riding 4X4 outfitted for off-roading and getting 14-15 mpg fills some deep-seated psychological need.'
The vehicle marketing folks continue to tap the 'Peter Pan Syndrome', being a psychology term for people who…
Our account has had false charges several times, which were immediately caught by Elan and refunded if applicable. In those cases, they’ve sent us new card right away.
We have cards from a local CU and don't have problems. As noted otherwise here, t…
The CPI index this morning (May 15) was down a bit, which is good; but Bloomberg cited that the very large increases in auto insurance (which is a portion of the index) had an affect on the CPI not being lower. So, as has been discussed here; auto i…
The graphic is set for the 5 days ending May 10, Friday; for the best to worst % returns in select etf categories. One may then also select the one month column to align the one month return best to worst; or for the other listed time frame columns.…
@Derf
We will shop insurance again in 2025, as we have seen how switching companies (quality) for the same coverage every several years may provide a price advantage. I will note, as has been written by others here; is for the consideration of quali…
@hank Our umbrella follows the payment period for our home/auto; which is an 'annual' renewal. I can't provide a percentage number right now; but we do receive a percent discount for paying an annual lump renewal. As I recall, the options are pay mo…
@hank Your're writing about an 'umbrella' policy, yes?
I'm sure these vary by your home/auto policy liability amounts and perhaps area.
Our cost is $368/year for $1 million, as a reference. South/central Michigan.
Thank you to everyone for their input, and especially @briboe69 to verify what we thought we needed to do.
We have started the process, as per the paperwork received. I will update this thread as everything progresses in the future.
One last 'com…
Hi @hank and @MikeM and et al
LCR vs LCORX 135 day chartThis short term time frame is from October 26, 2023; when both many U.S. equity and bond sectors began to advance from a sleepy period.
This chart is fully 'live' for your future use. At th…
@larryB Yes, and so much more. The community is a tourist destination year around.
Events of all flavors are in place, dependent upon the time of year. Including, Bonner's; reportedly the worlds largest Christmas themed store. I suspect 'hank' won…
Auto insurance rates: As most of you are aware, the 'high tech' in autos/trucks adds a large dollar cost to repairs or determining whether a vehicle is 'totaled' after a collision.
This article link provides a small overview of repair cost changes.…
@MikeM and @Old_Joe
I have a list I monitor at Google Finance. I know some here don't care to travel to Google for anything. There is no login to view my link for BLDR.
If there is any worthy news for a company/ticker, there will be more info as o…
The graphic is set for the 5 days ending May 3, Friday; for the best to worst % returns in select etf categories. One may then also select the one month column to align the one month return best to worst; or for the other listed time frame columns. …
Hi @randynevin
Fidelity list of 0 minimum and 0 E.R. offerings, as well as, very low E.R. offerings.
Scroll down the page link..............
An investor may have decent returns over a long time frame, if they choose to not fiddle too much and 'k…
Hi @Mark and @Old_Joe et al April 30, at 4:22 pm, EST.
The etf MJ (Mary Jane) closed today during normal trading hours at +27.42% !!!
This scares me more than the bad numbers in the 'RED down' thread I started.
Hi @yugo The beginning of the current near term (looking backwards) change of directions for U.S. equity, CD rates, MMKT rates, ultra short term and related bond funds noted by others began to take shape in 2023. Your note about the return for MINT…
The graphic is set for the 5 days ending April 26, Friday; for the best to worst % returns in select etf categories. One may then also select the one month column to align the one month return best to worst; or for the other listed time frame column…
I would think some of the action is from the Robinhood brokerage accts folks. They've played with a lot of things since the Covid period, regardless of any underlying value of the item being traded, Strictly money transactions hoping for the fast bu…
@hank and @Derf For Michigan, yellow perch; light batter. Bluegill and Sunfish great, too. Five pounds of perch fillets at $189 + 6% tax = $40 per pound.
OK..........enough topic drift !!!
Hi Fred. When we mailed tax returns we always used certified mail and request receipt (forms at Post Office and attached to the envelope), U.S. postal system, for tracking. 'Course, the 1st class mail can't guarantee deliver, as with any 1st class …
@Old_Joe
Our umbrella, $1 mil policy for this policy period (May, 2024 - May, 2025) is $386.
As with all insurance, everything varies by location and values protected.
ADD: A few notes for our insurance protected period noted above.
--- Our hom…
@Old_Joe , you noted: Absolutely- we've had this coverage for over fifty years. I wasn't aware of the need until a friend was sued over a comment that his wife had made publicly. I don't recall the details of that situation, but their insurance did …
@Observant1 Thank you for this thread (Charlie Bilello. And, I don't mind a little bit of subject drift. But, an insurance thread (by whomever) might prove valuable to share experiences and being posted in 'Other investments' for maximum board expo…
The graphic is set for the 5 days ending April 19, Friday; for the best to worst % returns in select etf categories. One may then also select the one month column to align the one month return best to worst; or for the other listed time frame column…
FINVIZ offers some guidance as of 10:30 EST, Thursday evening.
I happened to watch this interview this early evening on CNN. Erin Burnett's interview with Iran's foreign minister during the 7pm period, and perhaps 'whatever' was already in motion.
@yogibearbull
Yes. We'll surely be taking a peek at futures after 8pm EST tonight and the Asia markets.
FINVIZ offers a quick and dirty look for some items. As with viewing now (10am), and then peeking again this evening.