Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Have to agree with Old Joe.
The tree format was much easier to follow. I was able to tell at a glance, even if the topic wasn't of interest to me, who was responding. I have read many a response without actually reading the initial post, or, somet…