affordability inflection point?

a2z

for many , 1 january marks the day they actually see and\or trigger the first trumpcare monthly premium payment.
in this i include many like myself that never received a govt subsidy.
i have see some posts that claim employer-sponsored plans will also show greater deductions from payroll stubs later this month.

here are my expectations :
- those that claim not to pay attention to politics after voting gop may finally admit they noticed something bad under trump...but will pay attention only long enough to blame anyone else.
- those that will never understand egg\gasoline\inflation fluctuations may realize there is an order of magnitude increase in other things like insurance...so they dont quite level out. (my car\home\etc insurance had already made several smaller jumps)
- there will be an increase in rightwing bots\trolls that claim their insurance has gone down in 2026, for the typical MAGA vulnerabilities

JD_co

MAGA/Republicans are banking on the fact that only 22 million Americans will take an immediate hit on this. Most affected are folks in their 50s that aren't yet Medicare eligible, those in rural areas and the poor.

The destruction of the lower 99% and Project 2025 are moving along nicely. Dumb down the population and make us all serfs (well, ~40% are already dumb as hell).

It's been a slow process, but a few MAGA supporters are finally starting to smell the stench.

DrVenture

Agree with all of the above. I am anticipating a shock to many, when their ACA subsidies evaporate. But, I think the stage is set to lay it at trump's bloated feet.

And education loan pressures are set to rise, as well. I suspect that a lot of folks who have been "drifting" along, unaware will get a wake up call. The word "crisis" will be coupled with affordability, frequently. And for good reason.

My employer premiums went from $156 to $173 monthly. Which is not that unusual. This is offset by dropping dental from "enhanced" to "standard" after 10 years of pre-retirement preparatory work (lol). I had the dentist do a crown a year for any old fillings that might deteriorate or warrant an upgrade. Got my money's worth!

JD_co

Lets see how this all trickles down before the mid-term elections. The MAGA faithful will never flip to the Democrats side, but they may stay home.

It's the only silver lining to be found.

a2z

its not realistic only 22m affected...my 'never- subsidized' silver plan jumped ~40%.
some on subsidies will drop plans and\or tiers, and insurance will spread that decrease in revenue to ALL others, and use their privilege to raise profits. they calculate trump has nothing to gain for real intervention on behalf of friends&family. who cares about a powerless tweet?

but regarding affordability math and attribution, my expectation for gop voters is very low.
it is clear impact on their own finances rarely improves comprehension.

DrVenture

It isn't the maga voters that matter. He lost in 2020. It is about the swing voters, who may or may not be uninformed, but are sensitive to their pocketbooks.

And it is about far more than just ACA subsidies. Student loan forgiveness, Inflation, electricity bills, food costs. Friends, neighbors and family members being harassed and/or deported. The trickle down effect of all of that on home prices, construction costs, maintenance costs. The eventual need to buy a new car, and the subsequent sticker shock.

Just like so many assumed that inflation in 2022 was 100% Biden's fault. They will make similar assumption about this flailing administration. It is inevitable.