Since 06/01/2009, FSELX trounced VFIAX and QQQ.
https://schrts.co/JiAcEVac
Portfolio Backtester

Duration for PRWCX is 3.89. Is that working out for any kind of bond holdings this year?

I know a few, some in this forum, that do not have access to PRWCX but like the manager and have tried to create their own PRWCX by pairing TCAF with PYLD. PYLD has returned 2% so far this year. M* shows PIMIX with Duration 3.55 and nearly 2% TR. I own leveraged PAXS with similar Duration which made far in excess PRWCX YTD TR but that is probably a wrong comparison to PRWCX bond sleeve.
Bond fund investors here can get you other 3.5-4 Duration funds with 2+% YTD TR.

I suppose that's better than nothing while we wait for Godot rates to drop. :)
However, M* is showing PYLD with a YTD return of 1.48. And it's about half derivatives, which do not inspire me with confidence.
You did get me to look at some other funds with longer durations. If I had been smart enough to buy FATRX on January 1, I'ld be up 2.53. Since I bought it, only the dividends are keeping my principal intact, so far.

Duration for PRWCX is 3.89. Is that working out for any kind of bond holdings this year?

I know a few, some in this forum, that do not have access to PRWCX but like the manager and have tried to create their own PRWCX by pairing TCAF with PYLD. PYLD has returned 2% 1.48% so far this year. M* shows PIMIX with Duration 3.55 and nearly the same TR. I own leveraged PAXS with similar Duration which made far in excess PRWCX YTD TR but that is probably a wrong comparison to PRWCX bond sleeve.
Bond fund investors here can get you other 3.5-4 Duration funds with 2+% YTD TR.

”Let's ask the obvious easy question: if you held just the SP500 for your stock portion (based on Bogle+Buffet) have you done well YTD + in the last 3-5-10-15 years?”

The S&P 500 lost approximately

56.8% of its value between October 2007 and March 2009, according to the historical performance data. This significant decline was a result of the 2008 financial crisis and the Great Recession. (Credit: Brave Search AI summarizer)
Hey big guy - Every dollar you held in your S&P 500 index fund in October 2007 was worth 43 cents 16 months later. Sound like fun?

And...how much did the SP500 ended at after 15 years = 6/1/2008?
418% which includes the 50% loss that happened as you noted above, but wait, since 2010 I have been posting why you should invest in US LC tilting growth, SPY has been an easy choice but you could also invest some in QQQ. If you invested in QQQ you ended at 934% (https://schrts.co/zTCFZQSB)

”Let's ask the obvious easy question: if you held just the SP500 for your stock portion (based on Bogle+Buffet) have you done well YTD + in the last 3-5-10-15 years?”

The S&P 500 lost approximately 56.8% of its value between October 2007 and March 2009, according to the historical performance data. This significant decline was a result of the 2008 financial crisis and the Great Recession. (Credit: Brave Search AI summarizer)
Hey big guy - Every dollar you held in your S&P 500 index fund in October 2007 was worth 43 cents 16 months later. Sound like fun?

Based on (https://stockcharts.com/freecharts/sectorsummary.html) ...
Everything was up, but technology lagged, the less you own tech, the better your portfolio made for one day.
Rates were down = most bond funds made money.
Let's ask the obvious easy question: if you held just the SP500 for your stock portion (based on Bogle+Buffet) have you done well YTD + in the last 3-5-10-15 years?

A quick update -
YTD, 4.9% for PRWCX vs 10.17% for TCAF
PRWCX has 63% in equities as of 4/30. If one put 63% in TCAF and bought very safe bonds / bills (or even MM type) with the remaining 37%, one's YTD return would be around 7.4%. Nearly 50% higher than what PRWCX gave. What is up with that?
Is the contribution from the PRWCX bond sleeve negative or its equity sleeve with legacy holdings just was not nimble? Is he overly concerned about the potential tax effects of changes to the equity sleeve? I see some equity holdings differences between the funds but figured no point speculating about the future.
PRWCX had inflows every month YTD, including in May. So, the affection for this closed fund has not waned and more than made up for withdrawals this month from @catch22 ! I reallocated 20+% of my PRWCX position, though not as profitably as Catch.
FWIW, both CBALX and FBALX match (+/-) the presumed 7.4% mentioned above.

The 3/25/24 reverse-split problem for BERZ & FNGD noted above has been fixed. Thanks whoever! We still don't know anything about the company or the developer.

I clicked the Buy Me a Coffee button on the homepage and noticed user PeterKwok wrote this ~21 hrs. ago:
"amazingly useful alternative to PV, you deserve a tip.
by the way please fix the BERZ and FNGD data corrupt problem, ticket sent."

I am sort of going the other way. As my CDs mature, I am redeeming them. The last one will mature in about 2 months. Putting the cash in our MM fund for right now. It is paying a fraction over 5.25%, but plan to later go with a I-T Bond Fund.
I do like CDs, but always having to search for the best rate to reinvest as they mature is something my wife would not want to do when I am gone. No, that is not true, it is something she would not do, so I'm going with I-T Bonds with the dividends reinvested.
I am 86, she 85, so we don't think in long terms any more.

hondo, I wish you nothing but the best, and you know what is best for you and your wife.
A big part of my decision to use CDs, besides their attractive yields recently, is my wife understands CDs. We use to invest in CDs extensively about 20 years ago, but then the market crashed, banks started closing, and CD rates started dropping like a rock. During that period, my wife became the elderly caretaker of her mother, and worked closely with me to select CDs paying in the 5% range--they were all over the place at local banks and she use to go with me to various banks to buy a CD. My wife fully understands the basics of Bank CDs, interest rates, redemption fees, reinvesting dividends or capturing dividends, etc.
When CDs started to resurface as a viable investing option about 2 years ago, she and I discussed what we should do with our Schwab Brokerage Accounts (her IRA, my IRA, and a Joint Taxable Account). We had cashed out of the market, and had investing options to talk about. She was very excited about the option of using the CDs available at Schwab, and she has learned the differences between a Bank CD and a Brokerage CD. Because of my wife's understanding of CDs, her comfort with CDs, and my desire to feel good about my wife knowing how to work with the Schwab Brokerage office close to where we live, I continue to such all of the returns out of CDs, as long as I can. My wife and I talk about every CD I purchase and for the first time in many many years, my wife is involved again in our investing decisions--that is of huge importance to me!

@Chinfist Did you read my mind ? I didn't get around to looking at each of the funds that make-up QDSNX. Thanks for doing the leg work. Will you keep us inform as you go forth with your combo. How is the ER going to work out going with the three of your choice ?

@derf just getting back to you for an update on my fund combination. I bought the 3 funds on Monday, April 8th (priced at the end of that trading day). Comparisons since bought:
QDSNX: up 1.12%
My 3 fund combination: up 2.74%
S&P 500 (using FXAIX): up 1.65%
So far it is working out.

The 3/25/24 reverse-split problem for BERZ & FNGD noted above has been fixed. Thanks whoever! We still don't know anything about the company or the developer.

Just a minor data point but I've been following YTD returns for these and so far they have been GQETX (+10.37%), SPY (+10.95%) and QLTY (+11.23%). All returns come from M*. It'll be interesting to see how these data unfold over a longer period.

I am sort of going the other way. As my CDs mature, I am redeeming them. The last one will mature in about 2 months. Putting the cash in our MM fund for right now. It is paying a fraction over 5.25%, but plan to later go with a I-T Bond Fund.
I do like CDs, but always having to search for the best rate to reinvest as they mature is something my wife would not want to do when I am gone. No, that is not true, it is something she would not do, so I'm going with I-T Bonds with the dividends reinvested.
I am 86, she 85, so we don't think in long terms any more.

QLTY most closely resembles GQETX.
Both funds implement the same strategy and have the same managers
but GQETX holds some foreign stocks while QLTY does not.
Portfolio Backtest

Thanks for the info.
GQETX has outperformed SPHQ over SPHQ's lifetime. OTOH, GQETX is 21% foreign, and another 18.87% is "other" than equity.
There does seem to me to be some difference in strategies based on M*'s strategy summaries "pulled from the most recent official document (prospectus or supplement)."
QLTY "seeks to achieve its investment objective by investing primarily in equities of U.S. companies that the fund’s adviser, Grantham, Mayo, Van Otterloo & Co. LLC (“GMO” or the “Adviser”), believes to be of high quality. Equity securities primarily include common and preferred stocks and, to a lesser extent, other stock-related securities,"
GQETX has a more expansive startegy: "GMO seeks to achieve the fund’s investment objective by investing the fund’s assets primarily in equities of companies that GMO believes to be of high quality. At times, the fund may have substantial exposure to a single asset class, industry, sector, country, region, issuer, currency or companies with similar market capitalizations."
I'll keep QLTY on my watch list, but I am not inclined to pay its expense ratio until it has more of a track record. It should turn out to be as reasonably safe as any other fund with a similar portfolio.

“Curious what % of your equity fund holdings are in international stocks and what your favorite funds are.”
Not sure because I don’t use X-ray but I’d guess 25-35% international.
Favorites:
Taxable: passive, dividend paying ETFs (so you can declare foreign taxes withheld). DFIV, FIVA, SCHY, AVIV, VIGI, VYMI. (I own the first one.)
Tax-deferred: actively managed and growth — FOSFX and FIGFX (I own the first); and for EMs: FSEAX and FEDDX (own both).
I also have a portfolio of individual (foreign) stocks.

Of 18 funds + BRK that I watch daily (none of which I own) everything was green Friday except for TMSRX which was unchanged. Quite unusual. Interestingly, BAMBX gained 0.60% - a big leap for a fund like that. Bonds ticked up after a good day yesterday. PRWCX, TCAF, JHQAX are three that I monitor mainly because I know they are popular here. All gained more than 0.75%. And VWINX gained 0.80% today - miracle of miracles. Precious metals didn’t seem to move much - but miners were slightly up from what I can see. Gold’s at $2350 which is still nicely ahead of where it started the year, Really an unusual day in that most everything was up. My sense is that the movers have broadened out a bit in recent weeks. Performance no longer confined to the Mag 7, tech and large caps.

I had 100 K at Schwab, was going to buy ETFs, changed my mind and they put me into 5.15 CD at a Missouri bank- I sleep a little betternow- I got enough money in the Wall Street casino

Soon there will be a money-market ETF from Texas Capital - Twitter Link
https://x.com/ETFhearsay/status/1796665090189480198
https://www.sec.gov/Archives/edgar/data/1972459/000158064224002882/governmm_485a.htm

QLTY most closely resembles GQETX.
Both funds implement the same strategy and have the same managers
but GQETX holds some foreign stocks while QLTY does not.
Portfolio Backtest